Prohibited

Prohibited Merchant List
• ADULT SEXUALLY ORIENTED MATERIALS/PRODUCTS/ SERVICES
• AGGREGATORS
• AIRLINES
• AIR PURIFICATION SYSTEMS
• ASTROLOGISTS / HOROSCOPES / FORTUNE TELLERS
• AUTOMOTIVE FINANCE COMPANIES
• AUTOMOTIVE PARTS (MOTO/INTERNET – MINIMUM 2 YEARS IN BUSINESS AND 6 MONTHS
PREVIOUS PROCESSING)
• AVIATION SCHOOLS
• BUSINESS OPPORTUNITIES/ INVESTMENT OPPORTUNITIES/ GET RICH QUICK SCHEMES
• BUYING/SHOPPING CLUBS
• CHECK CASHING SERVICES
• COLLECTION AGENCIES/FIRMS (PAST DUE RECOVERIES OR WRITTEN OFF DEBT)
• CORAL CALCIUM
• CREDIT REPAIR/RESTORATION
• CRUISE LINES
• CURRENCY EXCHANGE (ALL TYPES)
• CUSTOM GOLF CLUBS
• DATING / MATCH MAKING COMPANION SERVICES (IN PERSON OR ONLINE)
• DIRECT OUTBOUND TELEMARKETING (ALSO SEE TELEMARKETING COMPANIES)
• DROP SHIPPING
• DRUG PARAPHERNALIA
• ELECTRONIC CIGARETTES
• ESCORT SERVICES
• FIREARMS (ALSO SEE ‘ONLINE’ )
• FLIGHT INSTRUCTION SCHOOLS/FLIGHT INSTRUCTORS
• FORTUNE TELLERS/HOROSCOPE/ASTROLOGISTS
• FREE TRIAL OFFERS – ALL PRODUCT / SERVICES TYPES
• FUEL ADDITIVES / ENERGY SAVING DEVICES (GIMIC TYPE PRODUCTS)
• FUTURE SERVICE LIABILITY GREATER THAN ONE YEAR –ALL PRODUCT
TYPES/SERVICES/MEMBERSHIPS
• GAMBLING – IN PERSON OR ONLINE (ALL TYPES – CAR RACING, DOG RACING, HORSE
RACING, LOTTERIES, FANTASY SPORTS, BINGO ETC)
• GAMING/GAMBLING – MACHINES OR EQUIPMENT ( SALES, SERVICE OR REPAIR )
• HAIR RESTORATION PRODUCTS (NON PRESCRIPTION)
• HOODIA PRODUCTS (ALL TYPES – ORAL, SPRAY, INJECTIBLES)
• HOOKAH ESTABLISHMENTS – ALL TYPES
• HYPNOTISTS/HYPNO THERAPISTS
• HOROSCOPE/FORTUNE TELLERS/ASTROLOGISTS
• HUMAN GROWTH HORMONES (HGH) – ALL TYPES (ORAL, SPRAY OR INJECTIBLES)- ALSO
SEE PSUEDO PHARMACUETICALS
• IMMIGRATION & NATURALIZATION SERVICES (UNLESS PROVIDED BY A LICENSED
ATTORNEY)
• INBOUND/OUTBOUND TELESERVICES (ALSO SEE “TELEMARKETING COMPANIES”)
• INTERNET SALES – FIREARMS
• INTERNET SERVICE PROVIDERS (ISP – ALSO SEE WEB HOSTING)
• INVESTMENT OPPORTUNITIES/ GET RICH QUICK SCHEMES
• LIFE COACHING

• LIQUIDATION COMPANIES
• LOAN MODIFICATIONS / MORTGAGE RELIEF SERVICES
• MAGAZINE SUBSCRIPTIONS
• MEDICAL DATA MANAGEMENT SERVICES OR SOFTWARE SYSTEMS
• MEDICAL MARIJUANA (ALL TYPES – GROWERS, DISTRIBUTORS, RETAILERS, COLLECTIVES,
COLLECTIVES CAREGIVERS, CO-OPS ETC)
• MORTGAGE COMPANIES / MORTGAGE SERVICES (ALL EXCEPT APPRAISAL SERVICES)
• MULTI-LEVEL MARKETING DISTRIBUTORS / BUSINESS OPPORTUNITIES
• NET BANKS
• NON PROFIT OR CHARITABLE ENTITIES – START UPS
• ONLINE AUCTIONS
• ONLINE FIREARMS SALES
• ONLINE TOBACCO SALES
• OUTBOUND/INBOUND TELESERVICES (ALSO SEE “TELEMARKETING COMPANIES”
• PAY DAY LOANS
• PAY PER CLICK AND PARKED WEBSITES – ALL TYPES OF PRODUCTS/SERVICES
• POLITICAL CAMPAIGNS/CANDIDATES (ANY ORGANIZED SPECIFICALLY TO PROMOTE
INDIVIDUALS)
• PORNOGRAPHIC MATERIALS
• POSTAL EXAM PREP/TRAINING MANUALS OR MATERIALS
• PREPAID PHONE / CALLING CARDS
• PRODUCTS WITH UNREASONABLE GUARANTEES (ANY)
• PSEUDO-PHARMACEUTICALS AND NUTRACEUTICALS – ORAL, SPRAY OR INJECTIBLES
(ACAI BERRY, ANTI AGING, HGH, CORAL CALCIUM, SEXUAL ENHANCEMENT/ NUTRIENTS,
HOODIA, STEROIDS ETC)
• PYRAMIDS/PONZI SCHEMES
• REAL ESTATE – ALL TYPES OF PRODUCTS/SERVICES
• SEARCH ENGINE OPTIMIZATION
• SOCIAL NETWORKING SITES – ALL
• SOFTWARE – PROPIETARY TYPES ONLY
• START UP NON PROFIT OR CHARITABLE ENTITIES
• TELEMARKETING COMPANIES WITH THE FOLLOWING
• OPERATIONS:
-FREE GIFT/PRIZE OR SWEEPSTAKES IF PRODUCT OR SERVICES IS PURCHASED
-CHAIN LETTERS
-SALES OF ANY PRODUCT OR SERVICES THAT IS RESTRICTED OR PROHIBITED
-HODGE PODGE PRODUCT MIX
-SOLICITATION WITH OUTBOUND TELEPHONE CALLS OR FAXES (FAX BLASTING), EMAIL
SPAMMING ETC
• TIME SHARES
• TELEZAPPERS
• TRAVEL – ALL AGENCIES/TOUR OPERATORS/TRAVEL CLUBS (OTHER THAN SERVICE FEES
UNDER $50)
• USED/NEW CAR SALES (EXCEPT FOR DEPOSITS, REPAIRS AND DETAILING)
• WATER PURIFICATION SYSTEMS
• WEIGHT LOSS / DIET PILLS
• WEB HOSTING/WEB SITE DEVELOPMENT
• WHOLESALE CLUBS

Source: https://agentinfocenter.com/prohibited_merchant_list.pdf