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All communications should be addressed to Associated Beauty Therapists Ltd. The Courtyard, Wixford Park, George’s Elm Lane, Bidford-on-Avon, Alcester, Warwickshire, B50 4JS, telephone number 0845 017 5080. Associated Beauty Therapists Ltd is authorised and regulated by the Financial Conduct Authority and has FCA reference number 463052 Balens Ltd Registered Offi ce: 2 Nimrod House, Sandy’s Road, Malvern, Worcs, WR14 1JJ. Tel: 01684 893006 Fax: 01684 891361. Registration Number: 4931050 Authorised and Regulated by the Financial Conduct Authority, Registration Number: 305787 Zurich Insurance plc is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. These details can be checked on the FCA’s Financial Services Register via their website www.fca.org.uk or by contacting them on 0800 111 6768. Our FCA Firm Reference Number is 203093.
Welcome to Associated Beauty Therapists (ABT) What do you get when you combine over thirty We aim to provide you with an affordable insurance solution which years internal experience with one of the largest includes cover to work from home, salon or any other safe location insurance companies in the UK (Zurich Insurance in the UK or temporarily abroad (other than USA or Canada).
plc), the premier show organiser and publisher • Up to £6 million Professional Treatment Risks Insurance should anything (Guild News) and a team of well respected industry happen while you are performing a treatment or acting otherwise in your • £6 million Public Liability should any accidents occur The answer, a UK based company offering both membership • £6 million Product Liability should there be any injury or loss arising from and an insurance solution. Associated Beauty Therapists (ABT) the products you supplied whether to your clients or up to certain limits on is designed by therapists, for therapists.
With ABT you get competitive prices for a comprehensive third In addition, we give you unlimited defence costs per claim with unlimited party liability package and only one form to fi ll in. 1. COMPREHENSIVE PROFESSIONAL & TREATMENT
4. FREE CPD COURSES (worth £30)
RISKS, PUBLIC, PRODUCTS & TREATMENT LIABILITY 2a. FREE GUILD NEWS ANNUAL SUBSCRIPTION (worth £37)
5. USE OF ABT BRANDED ARTWORK
Annual Subscription to the UK’s leading beauty magazine available To authenticate your professional organisation to Beauty Therapist Insurance and Salon Insurance customers only 6. FREE ONLINE STARTER PACK
2b. FREE SCRATCH ANNUAL SUBSCRIPTION (worth £34)
Includes Insurance Documentation, Treatment Qualifi cation Annual Subscription to the UK’s leading nail magazine available to Nails, Certifi cates and Advertising Artwork Card. A hard copy of the starter Tanning & Make-Up insurance customers only pack is available on request and also includes Window Stickers and Enamel Badge free of charge (+ £2.99 Postage & Packing).
2c. FREE CHOICE ANNUAL SUBSCRIPTION (worth £27)
Annual Subscription to the UK’s leading trade magazine available to 7. NATIONAL & INTERNATIONAL REPRESENTATION
Complementary Therapist insurance customers only 8. ONGOING SUPPORT & HELPLINE
3. FREE COPY OF BEAUTY INDEX (worth £30)
Dedicated local rate telephone number for all your questions The Industry’s most comprehensive guide for beauty suppliers and 9. FREE LISTING ON THE ABT WEBSITE
Free Website Listing to drive personal consumer leads to your salon with our new and innovative system Guild News
Phone: 0845 017 50 90 Web: www.abtinsurance.co.uk ABT Limited. The Courtyard, Wixford Park, George’s Elm Lane, Bidford-on-Avon, Alcester Warwickshire, B50 4JS Includes full insurance as explained elsewhere in this document In respect of any Treatment or Advice given by any person who is for all of the standard beauty treatments, holistic, complementary not qualifi ed in the Procedure being undertaken except: therapies and hair dressing. You also receive all of the other a) under the direct supervision of a qualifi ed person or membership benefi ts and cover allows you to work from home, b) with the specifi c agreement of the Insurer or mobile or salon! If you are unsure, give us a call on our local rate c) for students’ case study work, or for other work prior to number and we will be more than happy to help. Full qualifi cation being obtained, if deemed ready or competent Membership includes free subscription to Guild News Magazine to do so by their school or tutor providing that: i. students do not practice outside the scope of what they have been taught, and that regular supervision and / or Includes full insurance as explained elsewhere in this document on-going case consultation and review for such case for all of the holistic and complementary therapies only. You also receive all of the other membership benefi ts and cover allows ii. students are to declare to any recipient in advance that you to work from home, mobile or salon! If you are unsure, give us a call on our local rate number and we will be more than iii. students may charge a fee if appropriate, provided this is allowed by the tutor or school in question and that it is a modest amount and evidently lower than an experienced and qualifi ed professional would normally charge Includes full insurance as explained elsewhere in this documentfor manicure, pedicure, nail extensions, nail art, tanning, makeup and eyelash extensions only. You also receive all of the other Have you got a salon? More than three staff? Special membership benefi ts and cover allows you to work from home, requirements? We can help, improve your level of cover and save mobile or salon! If you are unsure, give us a call on our local rate you money on our standard rates. Give ABT a call today and number and we will be more than happy to help. Nails Membership includes free subscription to Scratch Magazine.
A Policy for small salons and mobile therapists. Give ABT a Includes full insurance as explained elsewhere in this document for hair shampooing, cutting, styling, drying, colouring, permanent waving, relaxing or straightening and hair extensions only. You also receive all of the other membership benefi ts and cover allows you to work from home, mobile or salon! If you are unsure, give us Packages for large salons upon request. Give ABT a call today.
a call on our local rate number and we will be more than happy Details of the insurance included above are fully described in the “EXPLANATORY BOOKLET & SUMMARY OF COVER”.
Please note that all of the above insurance options include administration fees and Insurance Premium Tax (IPT) at 6%.
The following lists of treatments can be covered under the policy, such cover is only available where acceptable qualifi cations are held > Aromatherapy and Blending Essential > Skin Peeling - basic Alpha/Beta hydroxy > Hair Shampooing, Cutting, Styling, Drying, > Sunbed - maximum 1 (in excess of one: > Student Case Studies under supervision > Electrical Epilation - Diathermy, Galvanic and > Electrical Epilation Probe / Tweezer > Electrical Slimming Toning Treatments > Electrical Treatment for Skin Improvement > Manual Treatments for Skin Improvement > Esterifi ed Aromatherapy and Blending Essential Oils for Retail Ayurvedic Facials > Eye Treatments - Shaping, Tinting, Perming, Complementary Therapists Treatments Covered > EmoTrance (if qualifi ed in Reiki or Healing) > Aromatherapy and Blending Essential > Radionics (excluding crops, bldg, soil etc.) > Manual Lymph Drainage Category 1 & 2 > Meditation & Psychic Awareness (no more Nails, Tanning & Make-up Treatments Covered HOW DID YOU FIND OUT ABOUT ABT? (PLEASE CIRCLE) COLLEGE / TRADE SHOW / ADVERT / DIRECT MAIL / RECOMMENDATION NAME & ADDRESS OF COLLEGE / SCHOOL / SALON QUALIFICATIONS ACHIEVED (EG. NVQ. SVQ ETC. PLEASE ENCLOSE QUALIFICATION PHOTOCOPIES) You may cancel the policy within the fi rst 14 days of inception and a full refund of the insurance element of your membership package will be issued. Membership is non-refundable. Please refer to our Terms of Business.
INDIVIDUAL FULL MEMBERSHIP WITH INSURANCE Includes Free Guild News Annual Subscription worth £37 plus all membership benefi ts listed on page 2 ADD ANOTHER SUBSCRIPTION: Include SCRATCH Annual Subscription as well for half price ADD A FREE HARD COPY OF THE STARTER PACK (+ £2.99 Postage & Packing) INDIVIDUAL NAILS, TANNING & MAKE-UP MEMBERSHIP WITH INSURANCE Includes Free Scratch Annual Subscription worth £34 plus all membership benefi ts listed on page 2 ADD ANOTHER SUBSCRIPTION: Include GUILD NEWS Annual Subscription as well for half price ADD A FREE HARD COPY OF THE STARTER PACK (+ £2.99 Postage & Packing) INDIVIDUAL COMPLEMENTARY MEMBERSHIP WITH INSURANCE Includes Sports Massage cover & Free CHOICE Annual Subscription plus all membership benefi ts listed on page 2 INDIVIDUAL STUDENT MEMBERSHIP WITH INSURANCE Have you got a salon? More than three staff? Special requirements?We can help, improve your level or cover and save you money on our standard rates. Give ABT a call today and request our salon form to start savings! Please note, extensions are subject to membership and training requirements / pre-requisites. Please see www.abtinsurance.co.uk for full details.
ADVANCED PIERCING - NOSE & CARTILAGINIOUS EAR IPL/LHE/LASER - HAIR REMOVAL - LEVELS 1-4 IPL/LHE/LASER - SKIN REJUVENATION - LEVELS 1-4 CONTENTS - SMALL SALON OR MOBILE THERAPIST CONTENTS - PACKAGE FOR THE LARGER SALON WITH STAFF Prices include IPT (Insurance Premium Tax) at 6% and administration fees.
INFORMATIONYou must give full and true answers to all questions. If you do not do so, your insurance may not cover you in the event of a claim.
If you answer yes to any of the questions below, please provide full details of all circumstances on an additional piece of paper. All additional information must be signed and dated by each person to whom the information relates.
Please circle the answers to the questions below 1. Has any insurer ever cancelled, declined or refused to renew any insurance, or accepted the risk at special terms? 2. Have you had any claims, or incidents which may give rise to a claim under this business or any other business? 3. Have you ever been convicted of or charged (but not yet tried) with a criminal offence other than motoring? 4 Have you or any one engaged in the business ever been declared bankrupt or insolvent or become the subject of any bankruptcy or insolvency proceedings? 5. Do you retail products either propriety or under your own label? If yes, (what is your annual turnover in respect of Annual Turnover of Products sold if over £30,000 £ 6. Do you run a school or conduct training? Please state number of students 7. Do you agree going forward to patch test routinely for hair tinting and perming? 8. Do you agree to keep client records of any treatments performed (not routine cutting etc.) for up to 7 years as IMPORTANT NOTICE & DECLARATION • In completing this membership application you must disclose all material facts, i.e. those which an insurer would regard as likely to infl uence the assessment or acceptance of the risk. Failure to do so could invalidate the insurance. If you are in any doubt as to what facts are material, you should, for your own protection, disclose them or contact us to discuss.
• I / We declare that to the best of my / our knowledge and belief the information given in this membership application is true in every respect.
• I / We agree that this membership application shall be the basis of the contract between me / us and the insurer and accept Zurich Insurance plc.’s • I / We declare that if anything on this membership application was written by another person, he / she acted as my / our agent for this purpose.
• I / We confi rm that I / We have read and understood this document along with the Insurance Explanatory Document and Terms of Business.
• I / We understand that you will pass the information on this form and about any incident I / We may give details of to Zurich Insurance plc so that they can make it available to other insurers. I / We also understand that, in respect of searches Zurich Insurance plc. may make in connection with this application or any incident I / We have given details that we may pass Zurich Insurance plc. information it has received from other insurers about other incidents involving anyone insured under the policy.
Please send back completed form and qualifi cations in an envelope enclosed along with payment or alternatively, please call the ABT team on 0845 017 50 90 to pay by credit card or email [email protected] In cases of Salon Membership please ensure that all staff have completed individual application forms, supplied qualifi cations and signed the declaration.
Please make cheques/postal orders payable to ABT Ltd and send to. ABT Ltd, The Courtyard, Wixford Park, George’s Elm Lane, Bidford-on-Avon, Alcester, Warwickshire, B50 4JS Fax: 01789 773575 Phone: 0845 017 50 90 Web: www.abtinsurance.co.uk

Source: http://www.abtinsurance.co.uk/files/63-0.pdf